To learn the history of insurance claims on a property, what can a buyer request?

To learn the history of insurance claims on a property, what can a buyer request?

• A. A CLUE report
• B. A termite report
• C. A title report
• D. A home warranty

Answer: (A)

A CLUE report provides the history of insurance claims on a property. It compiles past claims (types, dates, amounts) from previous homeowners, helping a buyer assess potential risks or patterns of damage that might affect future insurance availability or premiums. Access to this report is typically obtained with the buyer’s consent and is commonly requested by the buyer or their agent as part of due diligence. The other options don’t fit because they serve different purposes: a termite report shows pest history, not insurance claims; a title report reveals ownership, liens, and encumbrances; a home warranty covers future repairs for a specified period, not past insurance claims.

A CLUE report provides the history of insurance claims on a property. It compiles past claims (types, dates, amounts) from previous homeowners, helping a buyer assess potential risks or patterns of damage that might affect future insurance availability or premiums. Access to this report is typically obtained with the buyer’s consent and is commonly requested by the buyer or their agent as part of due diligence.

The other options don’t fit because they serve different purposes: a termite report shows pest history, not insurance claims; a title report reveals ownership, liens, and encumbrances; a home warranty covers future repairs for a specified period, not past insurance claims.